[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kotary.cz\/penize-jsou-hodne-dulezite\/#Article","mainEntityOfPage":"https:\/\/www.kotary.cz\/penize-jsou-hodne-dulezite\/","headline":"Pen\u00edze jsou hodn\u011b d\u016fle\u017eit\u00e9","name":"Pen\u00edze jsou hodn\u011b d\u016fle\u017eit\u00e9","description":"Kdy\u017e se zept\u00e1me kohokoliv z\u00a0lid\u00ed, kter\u00e9 u n\u00e1s dnes a denn\u011b potk\u00e1v\u00e1me, na to, co pova\u017euj\u00ed za to v\u00a0\u017eivot\u011b nejd\u016fle\u017eit\u011bj\u0161\u00ed, ur\u010dit\u011b se mnohokr\u00e1t ozve, \u017ee pen\u00edze. Proto\u017ee bez t\u011bch u\u017e dneska nikdo nedok\u00e1\u017ee \u017e\u00edt jako \u010dlov\u011bk, jak se \u0159\u00edk\u00e1, ka\u017ed\u00fd je pot\u0159ebuje, aby si za n\u011b po\u0159\u00eddil to, co pot\u0159ebuje, ale klidn\u011b i to, co...","datePublished":"2019-09-17","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kotary.cz\/author\/#Person","name":"","url":"https:\/\/www.kotary.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kotary.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kotary.cz\/wp-content\/uploads\/img_a355003_w3751_t1569482214.jpg","url":"https:\/\/www.kotary.cz\/wp-content\/uploads\/img_a355003_w3751_t1569482214.jpg","height":0,"width":0},"url":"https:\/\/www.kotary.cz\/penize-jsou-hodne-dulezite\/","about":["Finance"],"wordCount":524,"articleBody":"Kdy\u017e se zept\u00e1me kohokoliv z\u00a0lid\u00ed, kter\u00e9 u n\u00e1s dnes a denn\u011b potk\u00e1v\u00e1me, na to, co pova\u017euj\u00ed za to v\u00a0\u017eivot\u011b nejd\u016fle\u017eit\u011bj\u0161\u00ed, ur\u010dit\u011b se mnohokr\u00e1t ozve, \u017ee pen\u00edze. Proto\u017ee bez t\u011bch u\u017e dneska nikdo nedok\u00e1\u017ee \u017e\u00edt jako \u010dlov\u011bk, jak se \u0159\u00edk\u00e1, ka\u017ed\u00fd je pot\u0159ebuje, aby si za n\u011b po\u0159\u00eddil to, co pot\u0159ebuje, ale klidn\u011b i to, co nepot\u0159ebuje.Pen\u00edze po \u010dlov\u011bku cht\u011bj\u00ed v\u0161ude mo\u017en\u011b. V\u00a0obchodech, v\u00a0provozovn\u00e1ch slu\u017eeb, v\u00a0za\u0159\u00edzen\u00edch ur\u010den\u00fdch k\u00a0z\u00e1bav\u011b, cht\u011bj\u00ed je organiz\u00e1to\u0159i sportovn\u00edch akc\u00ed, vzd\u011blavatel\u00e9, banky a jin\u00ed.A pr\u00e1v\u011b banky a jim podobn\u00e9 instituce pot\u0159ebuj\u00ed pen\u00edze dost mo\u017en\u00e1 nejv\u00edce z\u00a0n\u00e1s v\u0161ech. Proto\u017ee ony si na pen\u011bz\u00edch vyd\u011bl\u00e1vaj\u00ed pen\u00edze a bez pen\u011bz by neobst\u00e1ly. A proto takov\u00e9 banky na jedn\u00e9 stran\u011b p\u0159ij\u00edmaj\u00ed pen\u00edze od st\u0159adatel\u016f a na druh\u00e9 stran\u011b je p\u016fj\u010duj\u00ed t\u011bm, kdo maj\u00ed hluboko do kapsy, aby jimi doty\u010dn\u00ed zaplatili, co je t\u0159eba, a pak je zase vraceli, nav\u00fd\u0161en\u00e9 o \u00faroky, ze kter\u00fdch pr\u00e1v\u011b banky \u017eij\u00ed.Jen\u017ee dnes \u017eijeme v\u00a0pon\u011bkud divn\u00e9 dob\u011b. Proto\u017ee zat\u00edmco byly pen\u00edze v\u00a0minulosti zpravidla vz\u00e1cnost\u00ed, kterou si ka\u017ed\u00fd schov\u00e1val v\u00a0r\u00e1mci mo\u017enost\u00ed a utr\u00e1cel jen tolik, kolik musel, zat\u00edmco d\u0159\u00edv byli za slu\u0161n\u00e9 a rozumn\u00e9 lidi pova\u017eovan\u00ed ti, kdo m\u011bli naspo\u0159eno n\u011bkde na kn\u00ed\u017ece nebo na \u00fa\u010dtu, co\u017e bylo i rozumn\u00e9 \u0159e\u0161en\u00ed, proto\u017ee jim to vyn\u00e1\u0161elo i n\u011bjakou tu korunu na \u00faroc\u00edch, dnes je situace v\u00a0mnoha ohledech jin\u00e1.Dnes u\u017e m\u00e1me z\u0159ejm\u011b tolik pen\u011bz, \u017ee je ty banky od drobn\u00fdch st\u0159adatel\u016f snad ani necht\u011bj\u00ed. A aby je odradily, nejednou jim nab\u00edzej\u00ed p\u0159\u00edmo nulov\u00e9 \u00faroky. A tak \u010dlov\u011bk za ulo\u017een\u00e9 pen\u00edze nejenom nic nedostane, ale nav\u00edc je\u0161t\u011b mus\u00ed platit poplatky. A pokud u\u017e v\u00a0n\u011bkter\u00e9 bance \u00faroky nab\u00edzej\u00ed, pak je to jen u produkt\u016f, kter\u00e9 takov\u00fd zisk st\u0159adatel\u016fm zase v\u00a0jin\u00e9 form\u011b seberou, jako poplatek za to nebo ono. A t\u011bm, kdo se s\u00a0t\u00edm nem\u00edn\u00ed sm\u00ed\u0159it, tam nab\u00edzej\u00ed jedin\u011b investov\u00e1n\u00ed, kter\u00fdm se d\u00e1 n\u011bco vyd\u011blat, kter\u00e9 je ale rizikov\u00e9 a \u010dlov\u011bk m\u016f\u017ee i o v\u0161echno p\u0159ij\u00edt. A chud\u00e1k, kter\u00fd se ve sv\u011bt\u011b financ\u00ed nevyzn\u00e1, snadno nalet\u00ed.Tak\u017ee je ot\u00e1zkou, kam vlastn\u011b dneska s\u00a0pen\u011bzi.A kv\u016fli t\u00e9hle ot\u00e1zce m\u016f\u017eeme b\u00fdt sv\u00fdm zp\u016fsobem r\u00e1di, \u017ee je navzdory dobr\u00fdm \u010das\u016fm spousta lid\u00ed chud\u00fdch. A \u017ee t\u0159eba ani j\u00e1 nem\u00e1m probl\u00e9my s\u00a0t\u00edm, kam s\u00a0\u00fasporami. Kter\u00e9 nestoj\u00ed za to, aby pro n\u011b hledal \u010dlov\u011bk n\u011bjak\u00e9 v\u00fdnosn\u00e9 vyu\u017eit\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze jsou hodn\u011b d\u016fle\u017eit\u00e9","item":"https:\/\/www.kotary.cz\/penize-jsou-hodne-dulezite\/#breadcrumbitem"}]}]